Connect your wallet to make payments
How It Works
In just 3 steps, convert your cryptocurrencies into real payments in Brazil. No bureaucracy, no bank account needed.
Connect your Wallet
Connect your wallet (Phantom, MetaMask, Solflare, etc.) in just one click. We support multiple networks. Your funds always remain under your control.
Enter the Details
Enter the PIX key, paste the boleto code or scan the QR Code. Enter the amount in reais you want to pay.
Confirm and Done
Review the details, confirm the transaction in your wallet and wait ~30 seconds. Payment settled!
Features that make the difference
Built for those who value security, speed and transparency in every transaction.
Instant Settlement
Payments processed in seconds, with real-time confirmation.
Transparent Fees
Only 1.75% per transaction. No hidden fees, no surprises. You always know how much you'll pay.
Self-Custody
Your crypto never leaves your wallet until the moment of payment. You maintain full control.
24/7 Available
Works anytime, any day. No dependence on banking hours or holidays.
Automatic Conversion
Real-time quotes with the best market rates via liquidity aggregators.
Maximum Security
Audited smart contracts. On-chain verifiable transactions. Zero centralized points of failure.
Mobile First
Mobile-optimized interface. Pay your bills from anywhere, anytime.
Borderless
Ideal for Brazilians abroad or foreigners who need to pay bills in Brazil.
Full History
Track all your transactions with receipts and real-time status.
Supported Cryptocurrencies
Pay with major cryptocurrencies on multiple blockchains. 22 assets 5 networks.
Available Now
(22 assets)
Solana
9 assetsSolana
USD Coin
Tether
Seeker
USDS
EURC
PayPal USD
Wrapped Chainlink
Jupiter
Wrapped Ethereum
Base
6 assets
Ethereum (Base)
USDC
Ethena USDe
USDS
EURC
Chainlink
Tether
Polygon
4 assets
Polygon
Tether
USDC
Chainlink
Ripple
2 assetsXRP
Ripple USD
USDC
TRON
1 assetsTRON
Tether
USDC
Coming Soon
Bitcoin
Ethereum
Arbitrum
BNB
Hyperliquid EVM
Simple and fair pricing
No monthly fees, no hidden charges. You only pay when you use.
Basic
With simplified verification
per R$ 100 block + Network Fee
- Instant PIX
- Bank boletos
- Network Fee PIX: R$ 1.30
- Network Fee Boleto: R$ 2.50
- Limit per transaction: R$ 650
- Daily limit: R$ 1,300
- Monthly limit: R$ 20,000
Verified
With manual registration (KYC)
+ Network Fee
- Everything in Basic
- Reduced fee (2.75%)
- Network Fee PIX: R$ 1.30
- Network Fee Boleto: R$ 2.50
- Limit per transaction: R$ 10,000
- Daily limit: R$ 30,000
- Monthly limit: R$ 100,000
- Same ownership transfers
Premium
Complete verification
progressive fee + Network Fee
- Everything in Verified
- Progressive rates (down to 1.75%)
- Limit per transaction: R$ 200,000
- Daily limit: R$ 400,000
- Monthly limit: R$ 2,000,000
- Priority support
- Advanced dashboard
Fee Examples
See how much you would pay for different transaction amounts.
| Transaction Value | KYC-1 (Basic) | KYC-2 (Verified) | ||
|---|---|---|---|---|
| PIX | Boleto | PIX | Boleto | |
| R$ 100 | R$ 4,30 | R$ 5,50 | R$ 4,05 | R$ 5,25 |
| R$ 200 | R$ 7,30 | R$ 8,50 | R$ 6,80 | R$ 8,00 |
| R$ 500 | R$ 16,30 | R$ 17,50 | R$ 15,05 | R$ 16,25 |
| R$ 650 | R$ 20,80 | R$ 22,00 | R$ 19,18 | R$ 20,38 |
Progressive Rates (KYC-3)
The higher the value, the lower the rate. Available for verified users.
Compare with other options
See how PagFinance compares to traditional banks and exchanges.
| Feature | PagFinance | Banks | Exchanges |
|---|---|---|---|
| Fee per PIX transaction | From R$ 4,30 | N/A (depends on bank) | 2-5% |
| Fee per boleto | From R$ 5,50 | N/A (depends on bank) | 2-5% |
| Requires bank account | No | Yes | Sometimes |
| Works 24/7 | Yes | No | Yes |
| Self-custody | Yes | No | No |
Public API in development
We're building a powerful and easy-to-use API so you can accept crypto payments in your e-commerce, marketplace or application. Be notified when we launch.
RESTful API
Simple and intuitive API following REST standards.
Webhooks
Receive real-time notifications about your transactions.
Documentation
Complete docs with examples in multiple languages.
Official SDKs
SDKs for JavaScript, Python, PHP, Go and more.
No spam. Just one notification when the API is available.
Your crypto protected
We built PagFinance with security as an absolute priority. Self-custody means you always maintain full control of your cryptocurrencies.
Total Self-Custody
Your cryptocurrencies never leave your wallet until the exact moment of payment. You maintain full control of your private keys.
Verifiable Smart Contracts
Our smart contracts are open source and can be verified by anyone directly on the blockchain.
On-Chain Transparency
All transactions are recorded on the blockchain. You can verify each operation at any time.
Cutting-Edge Cryptography
Communication protected by TLS 1.3 and sensitive data encrypted at rest with AES-256.
Redundant Infrastructure
Servers distributed across multiple regions with automatic failover for maximum availability.
Zero Knowledge
We don't store your private keys, seeds or passwords. Your security is our priority.
Our Commitment to Security
Open Source Code
Published and verifiable smart contracts
Compliance
Regulatory compliance
Total Transparency
All our smart contracts are public and verifiable. We believe trust is built with transparency.
What our users say
Thousands of people have already discovered the easiest way to use cryptocurrencies in Brazil.
Bet
BR · Trustpilot
I've made several payments via boleto and PIX. With boleto I was a bit worried because you have to wait a little over 24 hours, but it really goes through. PIX payment is instant. Excellent service. Highly recommend.
Thiago Nogueira
BR · Trustpilot
The user experience is incredible! Completely different from what we expect in the WEB3 environment! Everything is very simple and efficient, I highly recommend it!
Bruno Felisberto
BR · Trustpilot
I've used it several times — very easy to use, great rates and fast payments. I had an issue with one transaction and support was very quick to resolve it. Totally approved, I recommend it.
Talles Oliver
PT · Trustpilot
Very easy to use. I was out and needed to pay via PIX. It was very fast, almost 1 minute.
LinuxWeb
BR · Trustpilot
I had a purchase cancelled by a portal and a payment returned to PagFinance. The refund was sent back to my wallet after I contacted the helpdesk. All resolved. Works well.
Martin V. Morales
AR · Trustpilot
PagFinance is an excellent product for people in the Solana ecosystem.
Frequently Asked Questions
Find answers to the most common questions about PagFinance.
A PagFinance é uma plataforma que permite você pagar contas no Brasil (PIX e boletos) usando criptomoedas como USDC, USDT e SOL. Convertemos suas criptos em reais e realizamos o pagamento instantaneamente.
O processo é simples: conecte sua wallet, insira os dados do pagamento (PIX ou boleto), escolha a cripto e confirme. O pagamento é processado em aproximadamente 30 segundos.
Cobramos uma taxa fixa de 1.75% por transação, com um mínimo de R$ 2. A taxa já inclui a conversão de crypto para BRL e o processamento do pagamento. Sem taxas ocultas.
Sim! Você mantém auto-custódia das suas criptos até o momento do pagamento. Todas as transações são verificáveis on-chain e não armazenamos suas chaves privadas.
Atualmente aceitamos USDC, USDT e SOL na rede Solana, além de tokens em outras redes como Base, Polygon e XRPL. Estamos constantemente adicionando suporte para novas criptomoedas.
Sim, máximo por transação é de R$ 10.000,00. Para limites maiores, entre em contato com nosso suporte.
O tempo médio de processamento é de aproximadamente 30 segundos para pagamentos PIX. Para boletos, o tempo pode variar dependendo do banco emissor.
Não é obrigatório criar uma conta. Você pode fazer pagamentos apenas conectando sua wallet. Criar uma conta oferece benefícios como histórico de transações e taxas reduzidas.
Ready to pay bills
with cryptocurrencies?
Join thousands of Brazilians who have already discovered the easiest way to use their crypto daily.